Consulting Services

Services Introduction

BC4B are Independent and Expert Banking Consultants. We work for New Zealand businesses - from small-medium business to those that are corporate and commercial. 

  • Support businesses in their dealings with Banks- annual reviews, borrowing applications, pricing & optimal solutions
  • Reviewing and negotiating all Business and Commercial banking needs
  • Banking Tenders
  • Choosing and transferring to a new bank- if that option is desired
  • Managing working capital and transaction banking to unlock cash and reduce fees
  • Structuring International cross border trade facilities and transactions
  • Identifying and mitigating payment/receivable risks with cost effective solutions
  • Connecting other experts to secure opportunities
  • Foreign Exchange packages to match value of the banking relationship
  • Support to complete Bank documentation requirements
  • Review the Cash Conversion Cycle to identify ways to improve working capital to support growth
  • Document preparation for shipping documents under letter of credit and collections


Business Consulting 4 Banking... the independent and expert banking consultants for New Zealand Businesses We work without ties to banks, which means we can save your business money and save you time!

Questions BC4B can help NZ businesses answer:

1. Is your exisiting banking package the most appropriate and the "best deal"?
2. When did your bank last review your package to your satisfaction?
3. Are the current transactional solutions and working capital facilities right for the business ?
4. Do you have time or knowledge to manage the process of a banking review?
5. How often have the interest margin, facility and transaction fees increased?
6. Is the security supporting Bank facilities top heavy or requiring a top up?
7. Does your annual review drag on and include surprises?
8. Have you ever thought why do Banks use jargon to confuse you on pricing?

Make sure BC4B is on your side to SAVE TIME, REDUCE YOUR COSTS and BE YOUR IN-HOUSE BANKING ADVOCATE.