Jeremy Sprott- Wellington

Colin Ross- Christchurch

Jim Henderson-Auckland

Philip Small- Wellington


Jeremy Sprott – Principal: Banking Consultant

BC4B Ltd, Wellington

+64 21 655 760

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I have over 30 years experience in the banking and finance industry undertaking management roles in Corporate & Commercial, Business Banking, Operations and Product Management for a number of New Zealand banks.

The last 20 years I have specialised at The National Bank of NZ/ ANZ in Relationship and Sales for Corporate & Commercial customers in the Central Region of New Zealand supporting international cross border trade and transaction banking.

I have proven expertise to create value, solve issues, maximise growth and improve the business performance of the clients across their financial supply chain.

I use my commercial banking knowledge to provide objective advocacy, expertise and specialist skills that companies may lack or not have time to manage.

Clients recognise me as delivering a high level of integrity, professionalism and energy in my methodology. My foccus is to work closely with clients to ensure their business needs are understood and effectively met that results in successful growth.

I established BC4B in April 2013 to help and guide New Zealand businesses as an unique independent in-house banking advocate.

The following is feedback from a client & senior bank management.

“I am happy to say it was a pleasure to work through the banking review exercise with BC4B, the outcome was beneficial to our company. We have built a stronger relationship with our bank as well. I am happy to recommend your services to any potemtial client." Mike Judd- Numat Group

“Your contribution to the Bank goes without saying, quite simply above and beyond. You are the best Trade & Supply Chain specialist in the New Zealand market and I was very pleased to have the opportunity to have worked with you for 4 years. It is not just your focus on driving new business, your passion and focus in always looking for the optimal solution for the customers  to enable them to grow is your strength.” - Iain Leech,  ANZ.

" I have known and dealt with Jeremy for over 10 years in his role of a senior banking executive and have been very impressed with his knowledge and ability of international trade. He has a wonderful way of simplifying detailed and complex situations and in extracting the very best result for his client. Jeremy is an enthusiastic, personable and exuberant family man and I will no doubt be very successful guiding and helping NZ Companies with their international trade transactions and working capital needs." - Rod Mathers, Director, Captive Insurance Solutions.





Jim Henderson– Banking Consultant

BC4B Ltd, Auckland

+64 27 480 8247


I have had a banking career totalling more than 30 years working for different banks in a variety of mostly customer facing roles.

I have helped many businesses be successful by providing the right banking services and introducing solutions which take advantage of changing technology, changing business and banking practices.

I am an expert in providing working capital financing solutions and assisting clients manage supply chain risks.

As an experienced independent consultant, I am now in a unique position to help businesses identify and implement the most appropriate and cost effective banking and financial solutions available in the New Zealand market.

I look forward to building on-going relationships with large and small businesses trading both domestically and internationally who wish to work with passionate people who can help their business grow and be more successful.





Colin Ross- Banking Consultant

BC4B Ltd, Christchurch 


+64 21 472 258


I have significant banking expertise, market knowledge and connectivity gained over 38 years working for ANZ and HSBC in Wellington and Christchurch.

Senior Global Relationship Manager at HSBC for the last 20+ years, my responsibilities covered the management of a vast portfolio of import/export middle market and large corporate customers in the South Island across a diverse range of industries. Facilitating working capital, trade finance, foreign exchange and transaction banking.

I am passionate about helping and supporting NZ businesses to grow and succeed. I am excited to now transfer my banking skills to help and ensure businesses receive the most beneficial solutions and finance needed from its bank to grow, while saving managements teams productive time by preparing and negotiating with banks on the company’s behalf.

Reviewing and assessing financials to prepare new funding applications, annual reviews or debt consolidations to the bank will help businesses as a client and the banks as funder to save time, money and make the process easier.

 Independent, expert, affordable banking advocacy working for the client to deliver across-the-board banking expertise.



Philip Small- Treasury Management Consultant

BC4B Ltd, Wellington

+64 21 914 243


I have been involved in the banking and finance indursty for over 25 years and worked for a range of institutions including banks, a NZX listed company, a fund manager and government departments.

My banking experience included senior roles in New Zealand's largest bank where I managed funding and liquidity, interest rate risk and foreign exchange risk for 15 years.

In the Corporate sector I have successfully applied my risk management skills in all aspects of treasury risk management including the development and implementation of Treasury Policy, the evaluation and implementation of Treasury Risk Management Systems, the implementation and operation of sustained improvements to cash flow management, and the provision of various financial analyses to Exceutive Leadership Teams.

I enjoy working as a business partner with clients assisting them to effectively and efficiently manage their financial risks in accordance with their rsk appetite.

2018 Registered Financial Advisor: FSP Number FSP630629

2005 AFMA Diploma of Financial Services: Certificate Number 14528

2003 INFINZ Certified Treasury Professional: Membership Number 1487