SERVICES INTRODUCTION
BC4B proposition of unique services Include:
- Support businesses in their dealings with Banks- annual reviews, borrowing applications, pricing & optimal solutions
- Review and negotiate all Business and Corporate/Commercial Banking Packages
- Manage Banking Tenders (RFP's)
- Choosing and transfer to a new bank- if that option is desired
- Review working capital and transaction banking solutions and fees
- Structure International cross border trade facilities and transactions
- Identify and mitigate payment/receivable risks with optimal cost effective solutions
- Offer insight, knowledge and experience across banking
- Connect other experts to support business needs and opportunities
- Foreign Exchange advocacy to manage currency risk including pricing
- Support to complete Bank documentation requirements including on-boarding
- Review the Cash Conversion Cycle to identify ways to unlock cash helping to improve working capital to support growth
QUESTIONS BC4B CAN HELP NZ BUSINESSES ANSWER:
- Is your existing banking package the most appropriate and the "best deal"?
- When did your bank last review your package to your satisfaction?
- Are the current transactional solutions and working capital facilities right for the business?
- Do you have time or knowledge to manage the process of a banking review?
- How often have the interest margin, facility and transaction fees increased?
- Is the security supporting Bank facilities top heavy or requiring a top up?
- Does your annual review drag on and include surprises?
- Have you ever thought why do Banks use jargon to confuse you on pricing?
Make sure BC4B is on your side to SAVE TIME, REDUCE YOUR COSTS and BE YOUR IN-HOUSE BANKING ADVOCATE.
"In-house" banking consultancy for:
- Credit applications/ submissions for; Debt, Working Capital & Capital Finance.
- Reviews and forensic checks of banking packages, facilities, solutions including security
- Banking Tenders (RFP's)
- Health check across Working Capital Cycle
- International Trade Finance & Supply Chain
- Treasury/Foreign Exchange management
- On-boarding & KYC implementation process to a new bank
- Export Letter of Credit structuring and document preparation
- Transaction structuring for cross border trade
- Problem solving/ responses to Banks
- Training and development on working capital/ debt options
- Connecting clients to other service providers and lenders public & private sectors.
- On call to answer questions and deliver independent "sounding board" advocacy.
Banking guidance and support on:
- Working Capital to fund growth, to finance sales contracts, or to simply pay Opex.
- Trade Finance to accelerate the export receivable or extend the import payable.
- Electronic banking to manage domestic and international cash management transactions.
- Asset finance to buy or refinance plant and equipment.
- Foreign Exchange to manage exchange fluctuation
- To switch bank in search of an improved package or because the existing relationship is not working
- Term debt to fix interest rates for medium-longer term business loans.
- Specialist Finance for purposes that do not suit the banks’ lending criteria or appetite.
- Risk management solutions available from private & public providers.
Transparent Fees:
BC4B agrees a fee option with our clients which is transparent and reassuring way of working that puts the client’s interests at the forefront.
We do not accept arrangement fees from banks.